Here's our 30-year plan:

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Sounds impossible, right?

WRONG! If you own a home and have a mortgage, a Mortgage Protection policy can give you just that.

Here's how it works: You have a (for instance) a $400,000 30-year mortgage.

We issue a specialized life insurance policy called a Mortgage Protection instrument. Example premiums for a healthy homeowner with this mortgage are $120/month.

If you become disabled, your insurance company will pay your mortgage payments for 12 consecutive months until you're able to make them again.

That's one year's mortgage we pay because you can't.

It gets better.

The Better part: In 30 years, when you make your final mortgage payment and your home is finally yours, the insurance company will send you a refund check for all the premiums you've paid.

Assuming you paid $120 X 12 months X 30 years; that equals $43,200 in premiums, and that's what you'll get paid directly, minus a $275 processing fee.

No matter how you cut it, that's 30 years of free life insurance with absolutely no risk to you.

Email me today at james.howard@socal-insurance-services.com or call me at 310.686.8637 and request a quote or just ask a question..